Senior News Hubb
Advertisement Banner
  • Home
  • Old-Age Home
  • Senior Benefits & Policies
  • Senior Healthcare
  • Contact
No Result
View All Result
  • Home
  • Old-Age Home
  • Senior Benefits & Policies
  • Senior Healthcare
  • Contact
No Result
View All Result
Wellnessnewshubb
No Result
View All Result
Home Senior Benefits & Policies

Joe Namath Medicare Commercials – MedicareFAQ

admin by admin
July 24, 2022
in Senior Benefits & Policies


Every fall, you may notice countless Medicare commercials on TV, some featuring retired NFL quarterback, Joe Namath. The advertisements in which Namath appears are for Medicare Advantage plans.

Get A Free Quote

Find the most affordable Medicare Plan in your area

It’s important for beneficiaries to know the truth behind the advertising. Some of the claims in Advantage commercials can be misleading if you aren’t informed.

Joe Namath’s Medicare Advantage Commercials

When you’re educated regarding Medicare options, you’ll soon realize the Medicare commercials that feature Joe Namath are only for Medicare Advantage plans. Advantage policies are available through private insurance companies.

So, these commercials are not from Medicare or the government. In fact, a large Medicare agency pays Namath to advertise Advantage policies that beneficiaries can purchase from their agents.

With Advantage plans, Medicare pays carriers to take on the beneficiary’s risk. Thus, Medicare Part C (the Medicare Advantage policy through a private insurance company) pays instead of the government health program (Part A and Part B).

Get A Free Quote

Find the most affordable Medicare Plan in your area

Some of the claims in the Joe Namath Medicare commercials are very attractive. However, you’ll want to do your research about individual plans before choosing Advantage coverage.

Claim #1: Additional Benefits

In the advertisements, Joe Namath claims Medicare Advantage plans include a bundle of benefits like dental, vision, and hearing coverage, a prescription drug plan, and home-delivered meals. He proceeds to claim you can receive these features at no additional cost.

While it is true that Advantage plans can include these extra benefits, said benefits vary by plan, and plan availability depends on your location. Also important to note is that not every Advantage plan offers the option for home-delivered meals. Further, even if your plan offers home-delivered meals, you must personally qualify to receive them.

Claim #2: Eliminating Copays

Joe Namath Medicare Advantage ads claim that these policies wipe out copays. In reality, your copayments depend on the plan you choose.

Get A Free Quote

Find the most affordable Medicare Plan in your area

Your plan may require copays for visits to doctors and specialists, as well as for prescription drugs. Yet, for your Advantage plan to pay at all, your providers must be in your plan’s network. Additionally, your medications and dosages must be on the formulary of your Medicare Advantage prescription drug plan to receive coverage.

Claim #3: Coverage for No Additional Cost

An attention-getting claim Joe Namath makes in several of his Medicare Advantage commercials is that the extra coverage is available to beneficiaries for no additional cost. But, no premium doesn’t mean cost-free.

It’s important to understand that no Medicare plan is actually free. The truth is that while some Advantage plans don’t come with a monthly premium, many do require payment of a premium, and all include other costs.

Advantage plans still involve out-of-pocket costs, including deductibles and copayments. So, while a zero-dollar plan in your area might seem enticing, it may not even be the best choice for your finances – let alone your health.

Get A Free Quote

Find the most affordable Medicare Plan in your area

There is a maximum out-of-pocket amount for each Advantage plan, but it can be high. Meaning, you’ll likely spend thousands of dollars in a year before reaching full coverage on your plan.

Claim #4: Money Added to Your Social Security Check Each Month

In his Medicare Advantage commercials, Joe Namath says that beneficiaries can receive extra money in their Social Security check every month. While some Advantage plans include a give-back feature, it isn’t standard for all Advantage plans.

Further, the availability of plans with the give-back or premium-reduction feature is dependent on your location. The amount the plan reduces your premium can be as much as the standard amount, or it could be less.

FAQs

Is the Joe Namath Medicare commercial a scam?

No, the Joe Namath Medicare commercials are not a scam. They advertise legitimate Advantage plans but include few details about the benefits. A large company pays Namath to appear in their advertisements and tell viewers to call a number where they can buy plans.

How long will Joe Namath Medicare commercials run?

Joe Namath Medicare commercials air primarily throughout the Annual Enrollment Period, which lasts from October 15 through December 7.

How to Find Out the Truth About Medicare Commercials

We know the messages in Medicare commercials can be confusing. That’s why we’re here to clear up the ambiguity and help you find the best coverage for your health and budget.

If you feel you need more clarity about your Medicare options, call the phone number above. Our services are completely free and no-obligation. To explore the coverage available in your area now, fill out our online rates form.

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

Ashlee Zareczny is the Compliance Supervisor for MedicareFAQ. As a licensed Medicare agent in all 50 states, she is dedicated to educating those eligible for Medicare by providing the necessary resources and tools. Additionally, Ashlee trains new and tenured Medicare agents on CMS compliance guidelines. Ashlee is a Medicare expert who specializes in Medicare Supplement, Medicare Advantage, and Medicare Part D education.



Source link

Previous Post

Retirement Living: What You Should Know

Next Post

A Silent Destroyer of Senior Overall Health

Next Post

A Silent Destroyer of Senior Overall Health

Recommended Post

Open thread: Are we Appy yet?

5 months ago

What is Guaranteed Universal Life Insurance?

8 months ago

Does Best Buy Offer a Senior Discount?

1 month ago

Alzheimer’s Research – Bonaventure Senior Living

5 months ago

Inspiring Stories: The Third Act

4 months ago

When Seniors Should Quit Driving

5 months ago

Disney World Senior Discount: Does it Exist?

2 months ago

What Is the Medicare Coverage Gap Discount Program?

8 months ago

© 2022 Senior News Hubb All rights reserved.

Use of these names, logos, and brands does not imply endorsement unless specified. By using this site, you agree to the Privacy Policy and Terms & Conditions.

Navigate Site

  • Home
  • Old-Age Home
  • Senior Benefits & Policies
  • Senior Healthcare
  • Contact

Newsletter Sign Up.

No Result
View All Result
  • Home
  • Old-Age Home
  • Senior Benefits & Policies
  • Senior Healthcare
  • Contact

© 2022 Senior News Hubb All rights reserved.