money

Get ready to celebrate the 85th anniversary of Social Security on August 14th!. Since its inception in 1935, it has become a robust, multifaceted, and exceptional program. When President F.D. Roosevelt signed the Social Security Act, its purpose was simply to “give some measure of protection to the average citizen and to his family against
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Note: The pandemic has many people, particularly seniors, concerned about finances; regular contributor Penelope S. Tzougros, PhD, ChFC, CLU, here discusses one option getting a lot of attention. You are humming along and all is well. Then the real estate taxes increased-again. The phone and cable bills increased too, but after a few long conversations
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Being new to Medicare can be extremely intimidating. Not knowing if, when, and how to apply is confusing enough. Then, you can top the confusion off with all the annual Medicare changes. Even if you’re already enrolled, there can oftentimes be uncertainty about what is and is not covered, especially during this global pandemic. We’ll
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It’s a shame when dishonest people try to cash in to exploit a disaster. Watch out for these COVID-19 scams, and read our tips on how to protect yourself from being cheated.  Scammers “Phish” for victims by sending emails that seem to be from a legitimate source; they ask you to click a link, solicit
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It’s taxtime, and scammers are working overtime to trick you into sending them your dough. Here are some quick tips from the experts: [embedded content] Other scammers try to trick you by threatening your Social Security benefits… [embedded content] The FTC has some info (link here) on scams that fake tax returns made in your
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Everybody knows by now that you’re not supposed to go outside now except for the most basic of needs, especially if you’re over 60. That’s social distancing, and it’s supposed to slow down transmission of the coronavirus. So no more sitting in coffee shops, meeting a friend for lunch, or going to a class at
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Your home is lovely, familiar and packed full of memories. It’s a haven you never want to leave. It may also be a hazard to your retirement. After considering physical, financial and social issues, you might find that a move is appropriate.  Physical issues: adapt the house Over the many years you’ve lived there, the
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Most people are familiar with phone scams through the occasional local news item that highlights a warning from law enforcement or perhaps the victim’s own sad story about losing their life savings. The BeenVerified Phone Spam Complaint Monitor sought to analyze these calls at a national level to identify the most common types of phone
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If your cell phone is your go-to device for checking your email, paying your bills, or posting to social media, you’re not alone. So imagine that your cell phone suddenly stops working: no data, no text messages, no phone calls. Then picture getting an unexpected notification from your cellular provider that your SIM card has
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